Earn up to 0.50% APY*

Prosper Checking

If you're looking for a checking account with higher interest rates and no minimum deposit required, Prosper Checking may be right for you.

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Balances from $0-$15,000
Interest Rate 0.50%
Annual Percentage Yield (APY)* 0.50%
Balances over $15,000
Interest Rate 0.05%
Annual Percentage Yield (APY)* 0.50% - 0.12%**

Rates & Requirements

  1. A minimum of 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle.
  2. A minimum of 1 direct deposit or automatic payment post and clear within a qualification cycle.
  3. Enroll in online banking and receive eStatements to a valid email address.

Account Features & Benefits

Account Disclosure
Account Disclosure
Start earning up to 0.50% APY* today.
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