Earn up to 2.02% APY*
Prosper Checking with Savings
If you’re looking for a checking and savings account with higher interest rates and no minimum balance required, a Prosper Checking with Savings may be right for you.
Open NowBalances from $0 - $15,000
Interest Rate 2.00%
Annual Percentage Yield (APY)* 2.02%
Balances over $15,000
Interest Rate 0.05%
Annual Percentage Yield (APY)* 2.02% - 0.34%**
Rates & Requirements
To qualify for this great rate, you’ll need to:
- Have at least 12 debit card purchases post and clear within a qualification cycle (only point-of-sale/POS purchases qualify);
- Have at least one Direct Deposit or Automatic Payment post and clear within a qualification cycle;
- Be enrolled in Online Banking and receive electronic statements (valid e-mail address required);
- Keep your Prosper Savings account open. Should you choose to close your Prosper Savings account, the APY you will earn on your Prosper Checking account will revert to 0.50%.
Account Features & Benefits
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