Personal Credit Cards
Compare our credit card options in the chart below. Each has something different to offer. And one is sure to be right for your needs!
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| Low Rate Card | Preferred Points Card | World Card | |
|---|---|---|---|
| Card Type | Available to all applicants for both MasterCard® and Visa®. Rewards points are not available for this card product.* | Available to all applicants for both MasterCard® and Visa®.* | Available to all applicants for MasterCard®.* |
| Grace Period | 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions. | 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions. | 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions. |
| Benefits | MasterCard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more. Visa® Platinum benefit of rental car collision damage waiver protection.** | MasterCard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more. Visa® Platinum benefit of rental car collision damage waiver protection.** | MasterCard® World benefits include concierge services, extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.** |
| Rewards | Reward points not available. | Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.** | Earn one point for each dollar spend up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.** |
*The Preferred Points and Low Rate consumer products include MasterCard® Platinum and Visa® platinum cards; World card is only available for MasterCard® and includes Preferred Points rewards.
**Additional information about MasterCard® and Visa® cardholder benefits can be found here.
*** Completed forms can be mailed to: Westfield Bank, 4809 Dressler Road, NW, Canton, Ohio 44718. Or, drop it off at your nearest WestField Branch.
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