Personal Credit Cards Benefits

Read on for an overview of the benefits available to Westfield Bank Personal Cardholders:


MasterCard® World

MasterCard® Platinum

Visa® Platinum

Preferred Point Rewards Included Optional Optional
Apple Pay * * *
Baggage Delay Insurance * *  
Collision Damage Waiver (CDW) * * *
Concierge Services *    
Extended Warranty * *  
Price Protection * *  
Purchase Protection * *  
Roadside Assistance * *  
Travel Accident Insurance * *  
Travel Assistance * *  

Preferred Points Rewards
Earn one point for each dollar spend, up to 10,000 points per month. Redeem anytime for a wide variety of options including case back, travel, merchandise, retail gift cards, and much more. Only available for Preferred Points Cardholders.

Apple Pay
Use your iPhone 6 or higher and other compatible Apple device to shop and check out wherever the Apple Pay logo is displayed. All MasterCard® and Visa® consumer cards can now be easily linked to an Apple device to "tap and pay" at hundreds or retailers.

Baggage Delay Insurance
Reimburses you for replacing essential personal or business items in your baggage, if the baggage you have checked on to a common carrier is delayed in transit and your tickets were purchased using an eligible credit card.*

Car Rental Collision Damage Waiver Insurance
Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.*

Concierge Service
This service provised MasterCard® World cardholders with comprehensize, personalized assistance accessible 24 hours a day, 365 days a year. The specially trained team is the single source for securing dinner reservations, tickets to events, coordinating business arrangements, locating hard-to-find items or booking travel.

Extended Warranty
Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible credit card.*

Price Protection
Should you find a lower price for a new item within 60 days from the date of purchase using your eligible credit card, you may be reimbursed for the price difference*

Purchase Protection
Provides coverage for most items you purchase with your eligible credit card if the item is damaged or stolen within 90 days of the date of purchase.*

Roadside Assistance
Arranges emergency roadside assistance such as jump-starts, tire change, towing, and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible credit card.*

Travel Accident Insurance
Covers you and your family against Accidental Death or Dismemberment if you purchase common carrier travel tickets with your eligible credit card.*

Travel Assistance
Provides pre-trip destination information such as visa/passport requirements, immunization, and help with lost/stolen travel documents and luggage. Aslo provided are referrals to a network of physicians, arranging hospital transfers, and referrals to attorneys, local embassies, and consulates, if you are traveling more than 100 miles from home.*

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*Certain restrictions apply detailed in the applicable benefits brochure received with new credit cards.